Privacy

Privacy

What this site gathers, how it uses the data, and what it does not. Effective September 19, 2026.

The quote tool

To get quotes, you enter gender, birth date, your health level by your own assessment, tobacco use, how much coverage, and what term. These six items go to the carriers' quoting system for rates and are not stored here. Quotes never require your name, address, phone, or email. The system caches identical requests briefly so repeated identical searches do not hit the quoting service again.

Applying

When you go forward, your earlier answers are used to prefill the carriers' secure application form, and you move under their privacy rules. Your application is handled by Susman Insurance Agency, a California-licensed insurance agency (License 0B75129).

The contact form

The contact form collects your name, email, an optional phone number, your preferred reply method, a category, and your message. Your message is sent by email to the agency, with your email as the return address. We keep no local copy of messages, maintain no submissions database, and log no message content. Your browser runs a quick anti-spam check before sending.

Measurement

Page views are tracked using a first-party, cookie-free system from this domain. No cookies or tracking ids are created; your IP address is truncated by two bytes before logging; the source page URL is stripped of parameters; records are cleared after 90 days. Visitors using Do Not Track or Global Privacy Control settings are excluded entirely.

What we do not do

This site does not sell personal details, trade visitor data, or run ad tracking. The only outside code is the carriers' application system on the apply page, which only loads if you navigate there.

Contact

Susman Insurance Agency, 825 S Barrington Ave Ste 200, Los Angeles, CA 90049, (310) 820-5200.